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	Fannie Mae See Federal National Mortgage Association. Farmers Home Administration (FmHA) Provides financing to farmers and other qualified borrowers who are unable to obtain loans elsewhere. Federal Home Loan Mortgage Corporation (FHLMC) Also called Freddie Mac, is a quasi-governmental agency that purchases conventional mortgages from insured depository institutions and HUD-approved mortgage bankers. Federal Housing Administration (FHA) A division of the Department of Housing and Urban Development. Its main activity is the insuring of residential mortgage loans made by private lenders. FHA also sets standard for underwriting mortgages. Federal National Mortgage Association (FNMA) Also known as Fannie Mae. A tax-paying corporation created by Congress that purchases and sells conventional residential mortgages as well as those insured by FHA or guaranteed by VA. This institution, which provides funds for one in seven mortgages, makes mortgage money more available and more affordable. FHA Loan A loan insured by the Federal Housing Administration open to all qualified home purchasers. While there are limits to the size of FHA loans, they are generous enough to handle moderate-priced homes almost anywhere in the country. Fixed-Rate Mortgage A mortgage on which the interest rate is set for the term of the loan. Foreclosure A legal procedure in which property securing debt is sold by the lender to pay a defaulting borrower's debt . Freddie Mac See Federal Home Loan Mortgage Corporation.

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Get your mortgage loan with Unified Financial Group.

We specialize in home mortgage loans and refinance loans. Unified Financial Group can help you consolidate your debt and lower your monthly payments, even if you have less-than-perfect credit. We give you everything you need to get the loan that's right for you. Click apply now to fill out our easy loan request form and a Mortgage Specialist will contact you about your loan options. If you want to do some research on your own, visit our FAQ's page for Mortgage Resources to get definitions and more information.