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	Margin The amount a lender adds to the index on an adjustable rate mortgage to establish the adjusted interest rate. Market Value The highest price a buyer would pay and the lowest price a seller would accept on a property. Market value may be different from the price a property could actually be sold for at a given time. Mortgage Insurance Money paid to insure the mortgage when the down payment is less than 20 percent. See Private Mortgage Insurance or FHA Mortgage Insurance. Mortgagee The lender. Mortgagor The borrower or homeowner.

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Get your mortgage loan with Unified Financial Group.

We specialize in home mortgage loans and refinance loans. Unified Financial Group can help you consolidate your debt and lower your monthly payments, even if you have less-than-perfect credit. We give you everything you need to get the loan that's right for you. Click apply now to fill out our easy loan request form and a Mortgage Specialist will contact you about your loan options. If you want to do some research on your own, visit our FAQ's page for Mortgage Resources to get definitions and more information.