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	PITI Principal, interest, taxes, and insurance. Also called monthly housing expense. Power of Attorney A legal document authorizing one person to act on behalf of another. Prepayment A privilege in a mortgage permitting the borrower to make payments in advance of their due date. Prepayment Penalty Money charged for an early repayment of debt. Prepayment penalties are allowed in some form (but not necessarily imposed) in 36 states and the District of Columbia. Principal The amount of debt, not counting interest.

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Get your mortgage loan with Unified Financial Group.

We specialize in home mortgage loans and refinance loans. Unified Financial Group can help you consolidate your debt and lower your monthly payments, even if you have less-than-perfect credit. We give you everything you need to get the loan that's right for you. Click apply now to fill out our easy loan request form and a Mortgage Specialist will contact you about your loan options. If you want to do some research on your own, visit our FAQ's page for Mortgage Resources to get definitions and more information.